finance talk...because we need it w/ steve alverson
guest: steve alverson, certified financial planner
- ask if your compensation package includes an opportunity for ownership before diving into details on shares
- know the difference between restricted shares, which are given to you, and options, which let you buy stock at a set price
- understand your vesting schedule since most shares vest over three to five years and you forfeit unvested shares if you leave early
- ask about a company's cash reserves and viability before accepting an offer, especially at smaller or private companies
- don't let company stock become a huge chunk of your net worth since smaller company share prices can be very volatile